Personal Checking Accounts
We offer a variety of accounts to fit your needs and goals.
Free Checking
- Minimum to open account - $100.00
- No monthly charge
- E-Statements only with this account
Citizens Checking
- Minimum to open account - $100.00
- No monthly charge if daily balance is $500 or more.
- Check images returned with statement
- Monthly $7.95 charge if minimum daily balance is less than $500. No charge for first 25 debit transactions (check paid, withdrawal, automatic transfer or payment from account). Additional debit transactions, $0.15 each.
NOW
- Minimum to open account - $1500.00 Pays market rate of interest
- No monthly charge if daily balance is $1,500 or more
- Monthly $10.00 charge if minimum daily balance is less than $1,500. No charge for first 25 debit transactions (check paid, withdrawal, automatic transfer or payment from account). Additional debit transactions, $0.15 each.
Money Market
- Minimum to open account - $1,500.00
- Pays market rate of interest
- No monthly charge if average daily balance is $1,500 or more.
- No charge for first three debit transactions per month. Additional debit transactions, $2.00 each.
- Account limited to 6 preauthorized transfers per month
- Unlimited in-house transactions
Citizens Classic Club Account
- Our most valuable interest bearing account for only $8.95 per month.
- No minimum balance
- Free personalized basic checks
- Free safe deposit box (for one year)
- Cashier's checks
- Hotel/motel discounts
- $10,000 accidental death and dismemberment and $20,000 common carrier policy
- Prescription drug discounts
Citizens Classic Gold Club Account
- If you are a customer 50 or better, you will receive all of the services of the Citizens Classic Club Account for only $4.95 per month.
