Business Banking

Citizens Bank focuses on financing for small to medium sized companies in midwest Texas. We realize that important functions a bank partner can provide is to help our business clients fund growth and expansion. Our strong capital base allows us to provide our customers with timely, creative and flexible solutions to their needs. Our experienced business bankers seek the best financing package for each client on an individual basis.

Checking and Savings:

Citizens Bank, N.A. offers products to meet the demands of your business. Citizens Bank offers several options of business checking and savings accounts.

Business Lending:

Our business bankers are ready to assist you with the financial expertise and lending experience that you need to enhance your success. Among the lending products are:

• Lines of Credit
• Revolving Term Loans
• Conventional Term Loans – Long and Short Term
• Commercial Mortgages
• Equipment Notes
• Facility Additions and Improvements
• Government Program Loans – Long Term and Working Capital
• Letters of Credit
• International Letters of Credit
• Interim Construction Loans

Citizens Bank is an SBA Preferred Lender which speeds and simplifies loan requests!